Privacy Policy

Last Updated: October 12, 2026

Introduction

This Privacy Policy (“Privacy Policy”) explains how PT Bakti Artha Reksa Sejahtera (SGA) and/or its affiliates (hereinafter referred to as “SGA” or “We”) collect, use, store, manage, protect, and process your Personal Data in connection with your use of our websites, applications, services, and our operational activities in the security services sector.

This Privacy Policy sets out how We process any Personal Data that We collect from or about you, as well as any Personal Data that you provide to Us, in connection with your access to or use of SGA’s services made available through websites, applications, or third-party platforms, as well as through standalone applications or websites and other platforms operated by or associated with SGA, which may be made available from time to time and which link to or refer to this Privacy Policy (collectively referred to as the “Services”).

This Privacy Policy is presented in a layered format to make it easier for you to access and review specific sections through the links provided below. We recommend that you read this Privacy Policy in its entirety to understand how PT Bakti Artha Reksa Sejahtera (SGA) collects, uses, stores, manages, processes, and protects your Personal Data in connection with your use of our websites, applications, services, and operational activities in the security services sector.

Unless otherwise specified in this Privacy Policy, capitalized terms shall have the meanings assigned to them in this Privacy Policy or, where applicable and relevant, in SGA’s applicable Terms and Conditions.

Summary

What data do We collect about you?

We collect Personal Data when you use our Services. We also collect device and technical information, as well as any other data that you may provide or submit when using our Services. If you choose not to provide such information, We may not be able to provide our Services to you in the normal manner.

How will We use information about you?

We use your information to set up and manage your account with Us, communicate with you, and provide the various features, services, and functions available through our Services.

If you are an employee, member, or user of SGA’s Services available through websites, applications, or third-party platforms, as well as through standalone applications or websites and other platforms operated by or associated with SGA, We use your data to verify your identity and eligibility to access or use our Services, enable you to access and use SGA’s Services through the websites, applications, or third-party platforms We provide in accordance with your role and authorization, and provide you with the various services, features, and functions available through SGA’s websites, applications, and platforms.

We also use your information to manage our Services available through websites, applications, or third-party platforms and to tailor them to your preferences. In addition, We use your information to provide you with our Services through such websites, applications, or third-party platforms, and to facilitate services and activities involving companies within our corporate affiliates, employees, service users, business partners, or agents, with your consent where required by applicable laws and regulations.

Who do We share your data with?

We share your data with our third-party partners to facilitate the provision and performance of services for or on your behalf, to the extent necessary to provide their services, including but not limited to claims processing services and data and transaction verification.

We use third-party services to process or store your data for the purposes described in this Privacy Policy. We also share your data with Our affiliates for the purposes described in this Privacy Policy, and with government authorities and regulatory agencies as required by Applicable Laws.

We may also provide access to your Personal Data by making it visible to other Users to facilitate communication or the delivery and fulfillment of services or features available through Our Services.

Where Do We Store Your Data?

Your Personal Data is stored on Our servers and third-party storage media that We use, including those managed by Our affiliates, to the extent necessary to provide Our Services or enable the features of Our Services for You.

How Long Do We Process Your Data?

We retain information for as long as necessary to provide Our Services and for the other purposes set out in this Privacy Policy. We also retain information where necessary to comply with contractual and legal obligations, where We have a legitimate business interest in doing so (such as improving and developing Our Services or enhancing their safety, security, and stability), and for the establishment, exercise, or defense of legal claims.

The retention period varies depending on various criteria, such as the type of information and the purposes for which We use it. For example, when We process your information, such as your profile information, to provide you with features of Our Services through or in connection with the use of Our websites, applications, services, and operational activities, We retain such information for as long as you maintain and use your account.

How Can I Exercise My Rights Regarding My Data?

You may have various rights regarding your Personal Data under Applicable Laws.

If you wish to exercise your rights, you may submit a data subject rights request, including a request to delete your User Data, through the features available on Our Services.

Personal Data We Collect

Types of Personal Data We Collect About You

“Personal Data” means data that identifies or can be used to identify, contact, or locate an individual or device associated with such data. Personal Data includes, but is not limited to, names, addresses, dates of birth, occupations, telephone numbers, email addresses, bank account details and credit card information, gender, identification documents (including passports or national identity cards) or other government-issued identification, photographs, nationality, telephone numbers of Users and non-Users contained in your mobile phone contact list, financial data, biometric data (including, but not limited to, fingerprint and facial recognition data), and any other data classified as Personal Data under the applicable laws and regulations.

For the avoidance of doubt, “Applicable Laws and Regulations” means all applicable laws, articles of association, statutes, regulations, regulatory policies, ordinances, protocols, industry codes, road traffic codes, regulatory permits or requirements of any court, tribunal, or government, as well as any authorizations, rules, judgments, or requirements of any administrative or regulatory authority or body, as may be in force from time to time during the term of this Privacy Policy.

In addition, any other data, including personal profiles and/or unique identifiers, that is associated with or combined with Personal Data shall also constitute Personal Data.

The types of Personal Data We collect depend on the circumstances of the collection and the nature of the features or services requested through Our application or services.

  1. Identity Data: including name, username, password, identity card, taxpayer identification number, user identification or other identifiers, title, date of birth, gender, place of birth, occupation, nationality, photograph and/or biometric data.

  2. Contact Data, including addresses, email addresses, phone numbers, and contact lists.

  3. Eligibility Data: including, in relation to Users, licenses and consents.

  4. Transaction Data: including Your preferences, feedback, survey responses, the types of services sought by You, and details of the types of service features available at the relevant time.

  5. Technical Data: including details of Your use of Our Services, such as identifiers generated by the Services (user ID), Internet Protocol (IP) address, data regarding web pages viewed before or after accessing the Services, the duration of each visit or session, Internet device identifiers or Media Access Control (MAC) addresses, advertising IDs, and other device information, including information about the manufacturer, model, and operating system of the device You use to access the Services, as well as crash logs.

  6. Device Data: including data relating to the device You use to access the Services, such as the hardware model, operating system and version, software, International Mobile Equipment Identity (IMEI) number, file names and versions, language preferences, unique device identifiers, advertising identifiers, serial numbers, device motion information, and/or mobile network information.

  7. Log Data: including server logs that record data received by the server, such as the device's IP address, dates and times of access, application features or pages viewed, application processes and other system activities, browser type, and/or third-party websites or services used by Users before interacting with the Services.

  8. Location Data: including Your real-time geographic location data, longitude and latitude coordinates, and Wi-Fi location data.

We may create, use, license, or disclose Aggregated Data, such as statistical or demographic data, for any purpose. Aggregated Data may be derived from Your Personal Data but will not be considered Personal Data because such data does not directly or indirectly reveal Your identity. We will ensure that: (i) all identifiers are removed so that the data, either on its own or in combination with other available data, cannot be associated or linked with, or used to identify, any individual; and (ii) the data is subsequently aggregated with similar data so that the original data forms part of a larger dataset.

How We Collect Your Personal Data

Personal Data We collect may be provided directly by You or by third parties (for example, when You register for or use the Services, or when You provide Personal Data to Us). We may collect data in various forms and for various purposes, including purposes permitted under Applicable Laws and Regulations.

1. Information We Collect Directly from You or Your Mobile Device

You may provide Us with Personal Data, including Identity Data, Contact Data, Qualification Data, Profile Data, Employment Data, and other relevant information, either at Our request or as required by applicable laws and regulations, when you interact or correspond with Us through letters, email, Our website, application, forms, or other communication channels.

You may provide such information when you:

  1. Register for, create, or update an account on Our Services;
  2. Access or use Our Services, including as an employee, prospective employee, member, service user, partner, or other party having a working or business relationship with SGA;
  3. Complete forms, submit documents, or provide information required for administrative purposes, employment matters, recruitment, identity verification, or the provision of security services;
  4. Submit applications, questions, complaints, or requests for information relating to SGA’s services and operational activities;
  5. Communicate with Us through communication features, contact forms, email, telephone, or other communication channels provided by SGA; and/or
  6. Provide feedback, responses, suggestions, or other information to Us.

2. Information Collected Whenever You Use Our Services

Whenever you access or use Our Services through Our website, application, standalone application or website, third-party platforms, or other platforms operated by or associated with SGA, We may automatically collect certain information, including Technical Data and usage information.

Such information may include your IP address, browser type and version, device type, operating system, device identifiers, access times, pages visited, activities on Our Services, and other technical information necessary to ensure security, maintain and manage Our Services, and improve their performance.

Where certain features require access to your device’s location, We may process your location information after obtaining the necessary permission, in accordance with your device settings and applicable laws and regulations. You may manage or disable location access through your device settings. However, doing so may affect the availability or functionality of certain features of Our Services.

In addition, when you use Our Services, certain information may be collected automatically through cookies and similar technologies. Cookies are small files stored on your computer or device when you access a website. These technologies may be used to remember user preferences, maintain website functionality, understand usage patterns, enhance security, analyze performance, and improve the user experience.

We may use cookies that are necessary for the operation of Our Services and, where applicable, analytics cookies or similar technologies in accordance with the available settings and applicable laws and regulations. You may manage, reject, or delete cookies through your browser settings. However, rejecting or deleting certain cookies may cause some features of Our Services to become unavailable or not function optimally.

If SGA uses third-party analytics services or similar tools, website usage information may be processed to help Us understand visitor patterns, evaluate performance, and improve the features and content of Our Services. Such processing will be carried out in accordance with the configuration of the services used, available privacy settings, and applicable laws and regulations.

3. Data Collected from Third Parties

We may obtain Personal Data from third parties, including Our affiliates, business partners, vendors, suppliers, contractors, consultants, technology providers, verification service providers, and other relevant parties, where permitted by applicable laws and regulations.

Such Personal Data may be obtained for administrative purposes, identity verification, management of employment or business relationships, recruitment, verification of qualification requirements, provision of security services, access management, system security, and compliance with applicable legal and regulatory obligations.

We will only collect and process Personal Data obtained from third parties for purposes relevant to the applicable relationship or cooperation, on a lawful basis and in accordance with applicable laws and regulations.

Where Personal Data is obtained from third parties, We will take reasonable steps to ensure that the collection and processing of such data have a lawful basis and are carried out in accordance with this Privacy Policy and applicable laws and regulations.

4. Information About Third Parties That You Provide to Us

You may provide Us with Personal Data relating to other individuals, such as family members, emergency contacts, authorized representatives, or other relevant parties, when using Our Services or communicating with SGA.

You are responsible for ensuring that you have a lawful basis to provide such Personal Data to Us and, where required, have obtained the necessary consent from the relevant individuals and informed them about the provision and processing of their Personal Data.

We will only collect and process such Personal Data for relevant and legitimate purposes, on a lawful basis, and in accordance with this Privacy Policy and applicable laws and regulations. Where reasonably necessary, We may take appropriate steps to verify the legitimacy of the information provided.

Use of Personal Data

How We Use Your Personal Data

We may use the Personal Data collected for any of the following purposes and for any other purposes permitted under Applicable Laws and Regulations (the “Purposes”):

1. If You Are a User, We May Use Your Personal Data To:

  1. Identify and register You as a user, and create, verify, activate, deactivate, or manage Your account on Our Services;
  2. Verify Your identity, validate information, examine documents, and assess qualifications as necessary before granting access to the Services, establishing an employment or cooperation relationship, or providing security services, in accordance with operational requirements and applicable laws and regulations;
  3. Provide, manage, and facilitate Your use of Our Services, whether such Services are currently available, requested by You, or made available in the future;
  4. Process and manage service requests, administrative requirements, documents, and transactions or payments relating to SGA's services, where applicable;
  5. Notify You of activities, requests, status changes, or transactions relating to Your account, the Services, or other systems connected to Our Services;
  6. Integrate or connect accounts, systems, and platforms used by SGA with relevant third-party systems or platforms, where necessary and permitted under applicable laws and regulations;
  7. Communicate with You and provide information relating to Your account, use of the Services, operational activities, administrative matters, or Your employment or cooperation relationship with SGA;
  8. Inform You of updates, policy changes, feature developments, or other changes to the available Services;
  9. Receive, process, follow up on, and resolve complaints, issues, questions, requests, or suggestions submitted to Us;
  10. Maintain, develop, test, evaluate, improve, and customize the Services to meet SGA's operational requirements, users' needs, and applicable service security and quality standards;
  11. Monitor and analyze Service usage activities, access patterns, technical data, and other relevant information to evaluate performance, enhance system security, detect unusual activities, prevent misuse, and improve the quality of Our Services;
  12. Manage administrative matters, access rights, facilities, reward programs, or other benefits provided by SGA to employees, members, service users, partners, or other eligible parties, where applicable;
  13. Offer, facilitate, or provide relevant services from Our affiliated companies or partners, provided that a lawful basis for processing exists and such activities comply with applicable laws and regulations; and
  14. Communicate information, announcements, corporate activities, programs, surveys, communication materials, or offers relevant to SGA and Our Services through available communication channels, in accordance with Your preferences, applicable consent requirements, and applicable laws and regulations.

2. Use of Personal Data for General Purposes

Regardless of whether You are an employee, member, service user, partner, or any other party who provides Personal Data to Us, SGA may also use Your Personal Data for the following general purposes. In doing so, We will act reasonably and ensure that Personal Data is used only to the extent necessary to achieve such purposes, on a lawful basis for processing and in accordance with applicable laws and regulations.

  1. Carry out SGA's business and operational processes, activities, and functions;
  2. Monitor the use of the Services and manage, support, evaluate, and improve the efficiency, performance, development, user experience, and functionality of Our Services;
  3. Provide assistance and address and resolve technical issues, system disruptions, or operational problems relating to Our Services;
  4. Generate statistical information and data analysis for evaluation, testing, research, service development, operational quality improvement, and the development of partnerships and cooperation relevant to SGA's business activities;
  5. Prevent, detect, investigate, and follow up on suspected or actual violations, illegal activities, unauthorized access, fraud, misuse of the Services, and other activities that may threaten security or cause harm to SGA, service users, partners, or other parties;
  6. Support and facilitate transactions or changes in asset ownership and corporate activities involving SGA and/or its affiliated companies, including mergers, acquisitions, restructuring, or asset transfers, while continuing to comply with applicable Personal Data protection requirements;
  7. Fulfill SGA's obligations under applicable laws and regulations, including responding to requests, inspections, investigations, or decisions by competent authorities, fulfilling administrative, reporting, and licensing obligations, and conducting audits, due diligence, and compliance reviews; and
  8. Carry out other purposes that have been communicated to You, provided that a lawful basis for processing exists and, where required by applicable laws and regulations, Your consent has been obtained.

3. Disclosure of Your Personal Data

We may disclose, provide access to, or share Your Personal Data with Our affiliated companies and relevant third parties for the following purposes, as well as for other purposes permitted under applicable laws and regulations:

  1. Provision of Services. To enable SGA, its employees, partners, or authorized parties to perform security services and other supporting services, including coordinating, communicating, verifying information, and fulfilling operational requirements related to such services;
  2. Management of Employment and Cooperation Relationships. To support recruitment, personnel administration, identity and qualification verification, employment relationship management, task execution, and administration and coordination with employees, prospective employees, partners, service users, and other parties who have an employment or cooperation relationship with SGA;
  3. Compliance with Legal Obligations and Law Enforcement. Where required or permitted under applicable laws and regulations, including responding to lawful requests from competent authorities, fulfilling reporting and licensing obligations, conducting inspections or investigations, addressing suspected violations, and protecting SGA's or other parties' intellectual property rights and legal rights;
  4. Requests from Government Agencies or Competent Authorities. Where requested, ordered, required, or permitted by government agencies, law enforcement authorities, courts, or other competent institutions, in accordance with their authority and applicable laws and regulations;
  5. Dispute Resolution and Legal Proceedings. Where a dispute, claim, inspection, or legal proceeding arises between You and SGA, or between You and another party in connection with the Services or SGA's operational activities, provided that such disclosure has a lawful basis;
  6. Verification and Compliance Reviews. To conduct identity verification, document examination, qualification assessments, background checks where relevant and legally permitted, and necessary due diligence before establishing an employment or cooperation relationship, granting access to the Services, or providing security services;
  7. Integration with Third-Party Platforms. Where SGA provides or integrates the Services through third-party platforms, Your Personal Data may be shared to the extent necessary to facilitate integration, verification, registration, authentication, or use of the Services on such platforms, in accordance with the purposes communicated to You and applicable requirements;
  8. Health and Safety Emergencies. Where necessary to protect Your or another person's safety, health, or vital interests, including in emergencies requiring coordination with medical personnel, security personnel, or competent authorities;
  9. Public Health and Safety Interests. In circumstances involving public health, public safety, or other emergencies, We may share Personal Data with competent government authorities or other legally authorized relevant parties where reasonably necessary and permitted under applicable laws and regulations;
  10. Provision of Insurance Services. Where relevant to Your employment relationship, operational activities, or SGA's services, Your Personal Data may be shared with insurance companies, insurance brokers, or related service providers for membership administration, insurance coverage management, and claims processing, on a lawful basis for processing;
  11. Service Providers, Business Partners, and Other Third Parties. Your Personal Data may be shared with consultants, business partners, technology service providers, administrative service providers, affiliated companies, and other parties that provide services to SGA or perform functions on Our behalf. Such sharing will be limited to what is necessary to support operations, system maintenance, information security, administration, communications, research, analysis, service development, or the implementation of relevant cooperation arrangements. Such third parties are required to process Personal Data for lawful purposes, maintain confidentiality, and comply with applicable Personal Data protection requirements; and
  12. Subsidiaries and Corporate Group Affiliates. We may share Personal Data with subsidiaries and/or affiliated companies within the corporate group associated with SGA to support the provision of the Services, business activities, administration, system management, research and development, service quality improvement, prevention of misuse, and user support. All such sharing and processing of Personal Data will be carried out for lawful purposes, subject to access restrictions, confidentiality obligations, and applicable laws and regulations.

Where Personal Data does not need to be linked to Your identity for a particular purpose, We will take reasonable steps to remove or anonymize information that could identify You before using or sharing such data, where feasible and consistent with the purpose of processing.

We do not sell or rent Your Personal Data to other parties.

Except as described in this Privacy Policy, We may disclose or share Your Personal Data for other purposes after notifying You and/or obtaining Your consent where required under applicable laws and regulations.

Protecting Your Personal Data

Data Security

The confidentiality and security of Your Personal Data are important to Us. SGA will take reasonable measures, in accordance with applicable laws and regulations, to protect Your Personal Data against unauthorized access, collection, use, disclosure, alteration, or processing, as well as the risks of loss, damage, destruction, or other forms of misuse.

The transmission of information over the internet and electronic storage are not entirely risk-free. Although We endeavor to protect Your Personal Data, We cannot guarantee that all information transmitted over the internet will always be secure or free from unauthorized access, particularly where such risks arise from factors beyond Our reasonable control.

You are responsible for maintaining the confidentiality of Your account information and access credentials used to access Our Services, including passwords, verification codes, and one-time passwords (OTPs). You must not share such information with unauthorized parties. You are also responsible for maintaining the security of the devices used to access Our Services and for promptly notifying SGA if You become aware of or suspect any unauthorized access or security incident involving Your account or Personal Data.

Data Storage

SGA will retain Your Personal Data for as long as necessary to fulfill the purposes for which it was collected and processed, meet contractual obligations, carry out lawful operational activities, resolve disputes, and comply with retention periods or data storage obligations prescribed by applicable laws and regulations.

If Personal Data is no longer required for its processing purposes and there are no legal obligations or other lawful grounds for retaining it, We will take reasonable steps to delete, destroy, or anonymize such Personal Data in accordance with applicable procedures and requirements.

Your requests to delete Your account or Personal Data will be handled in accordance with applicable requirements. Deletion may be carried out provided that there are no legal obligations, dispute resolution requirements, legitimate interests, or other grounds that legally justify the retention of such data.

Please note that some of Your Personal Data may continue to be retained by other parties, including government agencies, competent authorities, partners, or third-party service providers that have lawfully received Personal Data from Us. Where Personal Data has been disclosed to such parties, its subsequent retention and processing will be governed by applicable laws and regulations, as well as the respective policies and procedures of those parties, in accordance with their roles and responsibilities.

Personal Data provided or obtained through communications outside SGA's official Services, such as telephone calls, short message service (SMS), messaging applications, electronic mail, or other communication channels, may be stored or processed by the parties involved in such communications. Where such communications or processing activities are independently carried out by other parties outside SGA's control, the parties conducting such processing shall be responsible for those activities in accordance with applicable laws and regulations. This provision does not limit SGA's responsibility for the processing of Personal Data under SGA's control or responsibility.

To the extent permitted by applicable laws and regulations, where Personal Data is unlawfully retained or processed by another party, the respective responsibilities of each party shall be determined based on their roles, actions, negligence, legal relationships, and applicable legal requirements. Nothing in this Privacy Policy is intended to exclude or limit Your rights or SGA's responsibilities to the extent that such rights or responsibilities cannot be excluded or limited under applicable law.

Your Rights as a User

Your Legal Rights

Subject to applicable laws and regulations, You have the right to submit requests to PT Bakti Artha Reksa Sejahtera (SGA) regarding access to, correction or updating of, and deletion of Your Personal Data that is in Our possession or under Our control. You may also exercise other rights granted to You under applicable laws and regulations. To exercise these rights, You may contact Us using the contact information provided in the subsequent section of this Privacy Policy.

SGA may refuse or restrict requests for access to, correction, updating, or deletion of some or all of Your Personal Data to the extent permitted or required by applicable laws and regulations. Such refusal or restriction may occur, among other circumstances, where fulfilling the request could disclose another party's Personal Data, conflict with legal obligations, affect the resolution of a dispute, or otherwise cannot be fulfilled on lawful grounds under applicable requirements. Where necessary, We will provide the reasons for such refusal or restriction in accordance with applicable laws and regulations.

Additional Notes

Other Websites and Services

Our Services may contain links to or provide access to websites, applications, or platforms operated by third parties. The processing of Personal Data through such websites, applications, or platforms is the responsibility of the respective third parties, in accordance with their respective roles and control.

If You choose to access such third-party websites, applications, or platforms, the use and processing of Your Personal Data will be subject to the applicable terms and conditions and privacy policies of the relevant third parties. Therefore, We recommend that You read those documents to understand how such third parties collect, use, store, and protect Your Personal Data.

SGA shall not be responsible for Personal Data processing practices independently carried out by third parties outside Our control or responsibility. However, this provision does not limit SGA's responsibility for the processing of Personal Data that is in Our possession, under Our control, or otherwise within Our responsibility, in accordance with applicable laws and regulations.

Biometric Authentication

If Our Services provide or support authentication features using fingerprint recognition and/or facial recognition on Your device, the processing of biometric data will be subject to the mechanisms and requirements applicable to the relevant device, operating system, or technology provider.

To the extent that such features process biometric data locally on Your device, SGA does not store such biometric data, unless We specifically notify You of other lawful processing activities. Biometric data may be stored or processed by the device or third-party technology provider in accordance with their respective settings and policies.

You are responsible for maintaining the security of Your device and using authentication features with due care. If You become aware of or suspect any unauthorized access to Your device or authentication features used to access Our Services, You are advised to take the necessary security measures promptly. The respective responsibilities of each party for any security incident will be determined based on their roles, control, and applicable laws and regulations.

Third-Party Advertisements and Content

If SGA's official websites, applications, or communication materials contain advertisements, links, or content provided by third parties, Your interaction with such content may redirect You to third-party websites, applications, or platforms.

Information collected through such interactions may be processed by the relevant third parties in accordance with their respective privacy policies and applicable terms and conditions. We recommend that You review the privacy policies of such third parties before providing any Personal Data or using their services.

Information, Notifications, and Promotional Materials

SGA may provide information, notifications, announcements, corporate activities, programs, surveys, or other communication materials relevant to the Services, operational activities, employment relationships, partnerships, or SGA programs through electronic mail (email), text messages, application notifications, communication platforms, social media, or other available communication channels.

Where necessary and permitted under applicable laws and regulations, We will send such communications based on Your relationship with SGA, Your communication preferences, and Your consent where required.

You may choose to stop receiving promotional or non-essential communications through the unsubscribe feature, available communication preference settings, or by contacting Us using the contact information provided in this Privacy Policy.

Even if You choose not to receive promotional communications, SGA may still send administrative, operational, security-related, or other important notifications necessary for the provision of the Services, compliance with legal obligations, management of employment or partnership relationships, or administration of SGA's accounts and systems.

Information Relating to Children and Adolescents

SGA's Services are generally intended for adults, employees, prospective employees, partners, service users, and other parties who have a legitimate relationship with SGA's operational activities. Our Services are not specifically intended for children.

If the processing of children's Personal Data is necessary for a lawful purpose, for example, for administrative purposes or in certain circumstances relating to employment relationships or operational activities, such processing will be carried out in accordance with applicable laws and regulations concerning the protection of children's Personal Data, including parental or guardian consent requirements where required.

If You are a parent or legal guardian and become aware that a child has provided Personal Data to SGA without appropriate consent or a lawful basis for processing, You may contact Us using the contact information provided in this Privacy Policy so that We can review the matter and take the necessary action in accordance with applicable requirements.

Updates to the Privacy Policy

SGA may review and update this Privacy Policy from time to time to reflect developments in Our business and operational activities, changes to the Services, the implementation of new technologies, and amendments to applicable laws and regulations.

If changes are made to this Privacy Policy, We may provide notifications through SGA's websites, applications, official platforms, electronic mail, or other appropriate communication channels. For changes that require specific notification or consent under applicable laws and regulations, SGA will provide such notification or obtain the required consent in accordance with the applicable requirements.

We recommend that You review this Privacy Policy periodically to stay informed about the latest information regarding how SGA collects, uses, stores, manages, processes, and protects Your Personal Data.

The date of the latest update will be indicated in this Privacy Policy, where applicable. Your use of the Services after the changes take effect will be subject to the updated Privacy Policy, to the extent permitted under applicable laws and regulations. Your continued use of the Services does not, by itself, constitute consent to the processing of Personal Data for which separate consent is required by law.

Contact Us

How to Contact Us

If You have any questions, comments, complaints, or claims regarding this Privacy Policy, or if You wish to access and/or correct Your Personal Data, please contact SGA through SGA’s website, application, Services, official social media channels, or Our contact number.

If You have any questions or requests, including requests to access, correct, update, or delete Your Personal Data, or to exercise any other rights available to You under applicable laws and regulations, please contact SGA through the official contact information provided on the website or official communication channels of PT Bakti Artha Reksa Sejahtera (SGA).